October 2011 | Volume 4 • Number 8
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Update from ATG Short Sale Coordination Department
Your Partner in Short Sales
Since launching the Short Sale Coordination Department in early 2011, our experienced Short Sale Coordination professionals have been hard at work helping attorneys and their clients complete the administrative tasks involved in obtaining short sale approval.

Short sales are most successful when a team effort is made by real estate professionals (including attorneys, real estate agents, coordinators, and title company professionals) and the parties to collect legible and error-free documentation and respond to the short sale lender's documentation requests in a timely way.

Help improve this team effort and increase your clients' chances of obtaining short sale approval by reading the following valuable information about the short sale approval process:

Let us take care of the administrative tasks so you can focus on representing your client. Please feel free to contact us at or 312.752.1190 with questions or to learn more about our services. We look forward to working with you!


Karen G. Courtney
Managing Attorney
ATG Short Sale Coordination Department

EDITOR'S NOTE: In the event that this communication is disseminated to the consumer in connection with ATG's Short Sale Coordination Services, the consumer is hereby provided with the following disclosures in compliance with the Mortgage Assistance Relief Services Rule (16 C.F.R. Part 322) promulgated by the Federal Trade Commission:

You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, you will have to pay us an amount equal to one percent (1%) of the purchase price, or a minimum of $2,000.00, whichever is greater, for our services. ATG is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.



ATTORNEYS | Practice Notes
Ethics: In re Pisula — When a title insurance agent and an underwriter enter into a principal/agent relationship, the agent owes a fiduciary duty to the underwriter. Money owed to the underwriter must be kept in a segregated account and promptly delivered, pursuant to Rule 1.15 of the Illinois Rules of Professional Conduct.
Decedents: Kappel v Kappel — A surviving spouse is entitled to $25,000 from the estate of his or her deceased spouse; a petition for the allowance is not restricted to the nine-month limit to which other claims against the estate are restricted.
Foreclosure: Wachovia Mortgage, FSB v Dallas — A lender is entitled to foreclose on a person's property interest when the lender discharges the debt on that interest by a subsequent loan.



ATG MEMBERS | Underwriters' Bulletin
This content is for members only. Consider joining — see Membership Benefits

Title Agents and Rule 1.15 - The In re Pisula case raises issues related to those closing accounts and provides some answers to questions ATG agents have been asking.

REMINDER: Order a Title Search - ATG mandates title searches by approved search providers when members issue ATG policies (see Regulation No. 3: Title Search Requirements). Our Order a Title Search page provides the resources you need to meet this requirement. Choose from our staff who can search select counties for you or from a large selection of approved members and independent providers in Illinois, Indiana, and Wisconsin.



IN THE NEWS | ATG Office Relocation, Join ALTA Free
Wisconsin Operations Moving to Waukesha - We open for business in our new office November 1:
N14W23800 Stone Ridge Drive, Suite 120
Waukesha, WI 53188-1144
Main Phone: 800.788.8989 or 262.347.0102
Fax: 262.347.0110

See details.

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WHAT'S NEW | Member, CLE, Process, and Trust Services
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The 2011 Harold I. Levine Real Estate Institute:
Best Practices

an ATG program

Get an in-depth look at the best practices necessary for you and your law firm to survive in today's new real estate environment.
Thursday, November 17, 2011
5.50 MCLE (includes 2.00 Professional Responsibility) in IL
USB Tower | Chicago

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One Payment Buys ATG Legal Ed Seminars for One Year - With a Lawyer Discount Package, you pay once and get direct access to our library of more than 30 OnDemand programs PLUS our full 2011 calendar of live programs when they're available... read more

See ATG Legal Education at for our full program list.

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[Last update: 10-28-11]