Underwriting News
Your source for the latest updates from the ATG Underwriting Department. ATG agents, sign-in above for access to a vast library of resources in the members-only Underwriting Index.
Waiving Special Exceptions 2 (a) and (b) is Not Always Appropriate
02/05/2013 - 10:16am
It is not always appropriate to waive Special Exceptions 2 (a) and (b) on the commitment for title insurance. This article addresses not waiving 2 (a) and (b) when there has been work done on the...
Temporary Visitor’s Driver’s Licenses
02/05/2013 - 9:59am
A new Illinois law, Public Act 97-1157, creates a new form of driver’s license, the temporary visitor’s driver’s license. The act states that the license may not be used as proof of identity. This...
New Construction Exception Language
01/17/2013 - 4:43pm
Whenever you find out that one of the following fact situations applies to a transaction where you are preparing a commitment for a loan policy, then raise the New Construction Exception.
If the...
Title Tips: Homeowners' Associations
01/11/2013 - 11:51am
Unlike condominium assessments, homeowner’s association assessments are not valid against a purchaser or secured party unless a notice of the lien has been recorded. Title commitments and title...
2013 Zoning Certificate of Compliance Fee Increase
12/07/2012 - 12:18pm
The City of Chicago issued the following notice on December 3, 2012: The Zoning Certificate of Compliance will increase from $90 to $120, effective January 1, 2013. A Certificate of Zoning Compliance...
Affidavit of Heirship Drafting Checklist
12/07/2012 - 11:19am
The elements of a proper affidavit of heirship include the following:
The affidavit must be in a form that is signed and sworn to by a person in a position to know the facts (a close relative or...
Agency Escrow Disbursement Agreement Form Changes
12/06/2012 - 2:12pm
ATG has revised the Agency Escrow Disbursement Agreement forms that ATG independent closers and members use. Please be sure to access the form through ATG REsource, or the ATG Forms section on our...
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