According to the Bureau of Justice Statistics, “[a]pproximately 16.6 million persons, or 7% of all U.S. residents age 16 or older, were victims of one or more incidents of identity theft in 2012....
While the purpose of RESPA (Real Estate Settlement Procedures Act, 12 USC §2601 et seq., 1974) was to protect consumers, one of the consequences of the legislation was burdening buyers...