RESPA

A Closer Look at the CFPB’s Closing Disclosure

By Alex Clark, ATG Law Clerk

Introduction

In the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), passed in 2010, Congress created the Consumer...

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Burke v. Nationstar Mortgage, LLC (IL)

Summary: 

Burke v. Nationstar Mortgage, LLC, 2022 WL 888811 (N.D.Ill. 2022)

Facts: Plaintiffs (the Burkes...

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Chultem v. Ticor Title Insurance Co. (IL)

Summary: The attorney agents of defendant title companies did not violate RESPA in that they did perform services to earn their payment from the title companies; the...

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Excessive Fees - Beyond RESPA's Reach

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Freeman, et. al. v Quicken Loans, Inc. (US S Ct)

Summary:  The Real Estate Settlement Procedures Act (RESPA) Section 2607 seeks to prohibit kickbacks and unearned fees, but the statute will not provide a remedy where a single...

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Guide to New Closing Procedures: Information and Training

Guide to New Closing Procedures: Information and Training...

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New Era in Closings: CFPB Releases Final Rule for Integrated Mortgage Disclosures

David S. Huffman photo

On November 20, 2013, the...

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Signing Documents for Your Clients without Power of Attorney

While the purpose of RESPA (Real Estate Settlement Procedures Act, 12 USC §2601 et seq., 1974) was to protect consumers, one of the consequences of the legislation was burdening buyers...

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The Closing Disclosure Form: A Reference

By, Steven Walker, ATG Law Clerk

Introduction

Federal law has required lenders provide two different disclosure forms at, or shortly before, a closing on a mortgage loan. Two...

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The Real Estate Settlement Procedures Act (RESPA)

 

THE REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA)

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